1,OVERVIEW of THE PENSION SYSTEM
i Public and private pensions
The public pension system consists of a compulsory public pension and a voluntary private pension.
ii OVERVIEW of the public pension system
Japan’s public pension system is a two-tiered structure with the national pension as the basic pension. The first floor is the national pension, and all people aged 20 to 60 join. Employees of the welfare pension insurance company and civil servants are on the second floor.
2,OVERVIEW of NATIONAL PENSION
i National pension insured person
People between the ages of 20 and 60 must enroll in the National Pension. Compulsory insured persons are divided into three types, from 1 to 3.
- 第１号被保険者：20歳以上60歳未満（国民年金支払者）
- 第2号被保険者：要件なし。（厚生年金支払者）
- 第3号被保険者：20歳以上60歳未満（第2号の主婦or主夫）
ii Payment of insurance premiums
- 第１号被保険者：国民年金保険料\16520/月
- 第2号被保険者：厚生年金保険料標準月額＋賞与×18.30％（労使折半）
- 第3号被保険者：無料
iii Premium Exemption and Deferment
保険料の納付期限：翌月末日
iv late payment
免除：特定の義務や責任を完全に取り除く（めんじょ）
猶予：特定の義務や責任を後回しにする（ゆうよ）
3,PUBLIC PENSION BENEFITS
i Old-age pension, disability benefit, survivor’s pension
There are three types of public pension benefits: old-age benefits, disability benefits, and survivor benefits.
ii Claim procedure for public pension
In order to receive a public pension, the beneficiary must confirm whether he/she has the right to receive the pension and then claim the pension benefits.
裁定：受給権があるか国に確認
iii Pension payment period
Pensions are paid from the month following the month in which the pension is lost until the month in which the right to receive benefits expires. As a general rule, pensions are paid on the 15th of even-numbered months for up to two months each month.
支払い：偶数月の15日に2か月分 （2，4，6，8，10，12月）
