1,OLD AGE BENEFITS①-OLD AGE FUND PENSION
i Old age fund pension
The old-age basic pension can be received from the age of 65 if the recipient has been eligible for ten years or more.
ii Eligibility period
受給資格期間＝保険料納付済期間＋保険料免除期間＋合算対象期間。
Recipient eligibility period = period for which premiums have been paid + period for which premiums are exempted + period for totaling.
iii Pension amount of old-age basic pension.
年額：￥795,000(満額※免除金額があると少なくなる）
iv Advance payment and deferred payment
- 繰上受給：60歳～64歳 年金額－繰り上げた月×0.4％ 年金額が減算される
- 繰下受給：66歳～75歳 年金額＋繰り下げた月×0.7％ 年金額が加算される
v Additional pension
Supplementary Pension and Talk Under the first insured person’s system, if you voluntarily add 400 yen per month to the national pension premium and pay it, 200 yen multiplied by the number of months of additional premium payment will be added to the old-age basic pension. increase.
2,OLD AGE BENEFITS②-OLD AGE WELFARE PENSION
i OLD AGE WELFARE PENSION
Of the old-age pensions that are paid from the employees’ pension, the old-age benefits that are paid between the ages of 60 and 64 are called the special old-age employees’ pension, and the old-age benefits that are paid to those aged 65 and over are called the old-age employees’ pension. The special old-age welfare pension is divided into a fixed amount portion and a compensation-proportional portion.
ii Special payment of old-age welfare pension and old-age welfare pension from age 65
- 特別支給の老齢厚生年金：厚生年金加入1年以上
- 老齢厚生年金：厚生年金加入1か月以上
iii Raise the eligibility age for special old-age high-quality pensions
年金受給年齢を60歳から65歳に引き上げたことへの特別処置
iv Pension amount
- 年金額＝老齢厚生年金＋老齢基礎年金＋加給年金
- 繰上受給：60歳～64歳 年金額－繰り上げた月×0.4％ 年金額が減算される
- 繰下受給：66歳～75歳 年金額＋繰り下げた月×0.7％ 年金額が加算される
- ※繰上は同時に。繰り下げは別々にできる。
加給年金とは。。。
The supplementary pension is like a family allowance for pensions, and it is provided to those who have been enrolled in the Employees’ Pension for 20 years or more and their spouses. Children under the age of 65. This refers to the pension that is paid from the start of payment of the Old-age Employees’ Pension after age 65 if there is.
v Old-age pension for active workers
60歳以上の人が働いて 給料＋年金月額で 48万円を超えると 老齢厚生年金額が減額されます。※老齢基礎年金額は減額されない。
vi Pension division system at the time of divorce
3,DISABILITY BENEFITS
If you become disabled due to illness or injury and meet certain requirements, you can receive a disability pension or disability allowance. Disability benefits include the Disability Basic Pension of the National Pension and the Disability Employees’ Pension of the Employees’ Pension.
i Disability basic pension
- 障害基礎年金：1級、2級
- 保険納付要件：保険料納付済期間＋保険料免除期間が全被保険者期間の２/3
- 1級：\795,000×1,25倍（￥993,750)＋子の加算額（第１，2子￥228,700 ３￥76,200)
- 2級：\795,000＋子の加算額
ii Disability Welfare Pension
- 障害基礎年金：1級、2級,3級と障害手当金
- 障害厚生年金額
- 1級：報酬比例×1,25倍＋配偶者加給年金額
- 2級：報酬比例＋配偶者加給年金額
- 3級：報酬比例
- 障害手当金：報酬比例×2倍（一時金）
4,BEREAVED FAMILY BENEFITS
Survivor Benefits are available as a living security for the surviving family when the insured person or a person who was the insured person dies. Surviving Family Benefits consist of the Surviving Family Basic Pension of the National Pension and the Surviving Family Employees’ Pension of the Employees’ Pension.
i Survivors Basic Pension
- 受給できる遺族：子または子のいる配偶者（子：18歳未満、障害有：20歳未満
- 保険納付要件：保険料納付済期間＋保険料免除期間が全被保険者期間の２/3
- 遺族基礎年金額：\795,000＋子の加算額（第１，2子￥228,700 ３￥76,200)
ii Widow’s Pension and Lump-sum Death Benefit
寡婦年金：
- 婚姻10年以上。妻はもらえるが夫はもらえない
- 受給期間：60歳～65歳
死亡一時金：
- 保険料納付期間が合計3年以上ある人が死んだ場合。
※子のない妻は寡婦年金か死亡一時金のみもらえる
iii Survivors Welfare Pension
When an insured person of the Employees’ Pension Insurance passes away and meets certain requirements, the surviving family can receive the Surviving Family’s Employees’ Pension on top of the Surviving Family’s Basic Pension.
- 受給できる遺族の範囲：妻・夫・子・父母・孫・祖父母の順
- 遺族厚生年金額：老齢厚生年金報酬比例部分の3/4相当
- ※死亡した人の被保険者期間の月数が300か月未満の場合、300か月とみなして計算する
iv Middle-aged and elderly widow addition and transitional widow addition
- 中高齢寡婦加算：未亡人40歳～65歳まで
- 経過的寡婦加算：年金減少補う。古い人の妻のみ
遺族基礎年金と遺族厚生年金の違い
- 遺族基礎年金：子のいない配偶者には支給されない
- 遺族厚生年金：子がいなくても配偶者に支給される
