ii Relationship between the economy, interest rates, prices, exchange rates, stock prices, and interest rate differentials between domestic and foreign countries
3,BASICS of FINACE
i Financial Market (Interbank Market, Open Market)
ii New Issue 10-Year Government Bond Yield
iii Monetary policy (open market operation, reserve ratio operation)
iv Fiscal policy
02 SYSTEM and LOW of FINANCE P.7 ★★
1,DEPOSIT INSURANCE SYSTEM
i Deposits that are not covered by the deposit insurance system
ii Scope of protection
2,JAPAN INVESTOR PROTECTION FUND
i Overview
ii Items that are not subject to compensation by the Japan Investor Protection Fund
3,FINANCIAL SERVICES ACT
i Points of the Financial Services Provision Act
4,CONSUMER CONTRACT LAW
i Consumer contract points
5,FINANCIAL INSTRUMENTS and EXCHANGE LAW
i Points of the Financial Instruments and Exchange Act
ii Financial ADR system
03 SAVINGS P.6 ★★
1,BASICS of SAVING-TYPE FINACIAL PRODUCTS
i Interest rate and yield
ii Simple and compound interest
iii Fixed and floating interest rates
iv Interest and taxes
2,TYPES of SAVING-TYPE FINACIAL PRODUCTS
i Bank financial products
ii Financial products of Japan Post Bank
04 BONDS P.9 ★★★
1,BASICS of BOND
i Bond type
A . Interest-bearing bonds and discount bonds
B. New and existing bonds
C . Yen-denominated bonds and foreign currency-denominated bonds
ii Government bonds for individuals
2,YIELD of BOND
i Direct yield
ii Applicant yield
iii Yield to maturity
iv Holding period yield
3,RISK of bond
i Price fluctuation risk
ii Credit risk
iii Credit risk and ratings, yields and bond prices
05 STOCK P.10 ★★★
1,BASICS of STOCK
i Rights of shareholders
ii Shareholder unit price
iii Stock Cumulative Investment and Stock Mini Investment
iv Stock exchange
2,TRADING of STOCK
i Limit orders and market orders
ii Settlement
3,INDEX of STOCK
Market price
i Nikkei Stock Average (Nikkei 225)
ii Tokyo Stock Price Index (TOPIX)
iii Tokyo Stock Exchange Prime Market Index
iv Trading volume (volume)
Indicators used for stock investment
i PER
ii PBR
iii ROE
iv Dividend yield
v Payout ratio
vi Capital adequacy ratio
06 MUTUAL FUND P.8 ★★★
1,BASICS of MUTUAL FUND
i Characteristics of investment trusts
ii Explanation of terminology related to investment trusts
2,SYSTEM of MUTUAL FUND
i Structure of investment trusts (contract type)
ii Mutual fund cost
A . Purchase fee
B. Trust fee
C. Amount of trust property retained
3,CLASSIFICATION of MUTUAL FUND
i Classification of investment trusts
A, Bond investment trusts and stock investment trusts
B, Addition type and unit type
C, Open-ended and closed-ended
D, Index management and active management
ii MRF
4,LISTING MUTUAL FUND
i ETF
ii J-REIT
5,TOTAL RETURN NOTIFICATION SYSTEM
i OVERVIEW
07 DENOMINATED FOREIGN CURRENCY P.3 ★
1,BASICS of FOREIGN CURRENCY-DENOMINATED FINANCIAL PRODCTS
i Exchange rate (TTS, TTB)
ii Exchange risk
2,MAIN of FOREIGN CURRENCY-DENOMINATED FINANCIAL PRODCTS
i Foreign currency deposits
ii Foreign currency MMF
08 TAXES on FINACIAL INSTRUMENTS P.9 ★★★
1,TAXES of SAVING
i Interest on deposits ⇒ Interest income (separate withholding tax)
2,TAKES of BOND,STOCK,MUTUAL FUND
i Specific account
ii Bonds and taxes
iii Stocks and taxes
iv Mutual funds and taxes
3,NISA
i General NISA
ii Tsumitate NISA
iii Junior NISA
09 OTHER FINACIAL INSTRUMENTS p.5 ★★★
1,PORTFOLIO
i Portfolio management and asset allocation
ii Portfolio expected rate of return
iii Risk reduction effect and correlation coefficient
